{"id":366682,"date":"2023-12-25T12:00:49","date_gmt":"2023-12-25T04:00:49","guid":{"rendered":"https:\/\/www.ricacorp.com\/articles\/?p=366682"},"modified":"2023-12-22T15:41:18","modified_gmt":"2023-12-22T07:41:18","slug":"%e8%b2%b7%e6%a8%93%e5%89%8d%e6%ba%96%e5%82%99-%e6%9c%88%e8%96%aa%e5%a4%9a%e5%b0%91%e6%89%8d%e5%8f%af%e8%bc%95%e9%ac%86%e9%80%9a%e9%81%8e%e5%a3%93%e5%8a%9b%e6%b8%ac%e8%a9%a6%ef%bc%9f","status":"publish","type":"post","link":"https:\/\/www.ricacorp.com.cn\/articles\/2023\/12\/25\/%e8%b2%b7%e6%a8%93%e5%89%8d%e6%ba%96%e5%82%99-%e6%9c%88%e8%96%aa%e5%a4%9a%e5%b0%91%e6%89%8d%e5%8f%af%e8%bc%95%e9%ac%86%e9%80%9a%e9%81%8e%e5%a3%93%e5%8a%9b%e6%b8%ac%e8%a9%a6%ef%bc%9f\/","title":{"rendered":"\u3010\u8cb7\u6a13\u524d\u6e96\u5099\u3011\u6708\u85aa\u591a\u5c11\u624d\u53ef\u8f15\u9b06\u901a\u904e\u58d3\u529b\u6e2c\u8a66\uff1f"},"content":{"rendered":"<style>table,th,td {border: 1px solid !important;border-top: 1px solid !important;border-bottom: 1px solid 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decoding=\"async\" class=\"size-full wp-image-357149 aligncenter\" src=\"\/articles\/wp-content\/uploads\/2023\/12\/\u8cb7\u6a13\u524d\u6e96\u5099-2.jpg\" alt width=\"600\" height=\"100%\"><\/p>\n<h2 style=\"font-size: 1.5em;\">\u5982\u4f55\u8a08\u7b97\u58d3\u529b\u6e2c\u8a66\uff1f<\/h2>\n<p>\u58d3\u529b\u6e2c\u8a66\u5206\u70ba\u5169\u500b\u968e\u6bb5\uff1a<\/p>\n<ol>\n<li>\u7b2c\u4e00\u968e\u6bb5\uff1a\u300c\u4f9b\u6b3e\u4f54\u5165\u606f\u6bd4\u7387\u300d\uff08Debt-to-income ratio\uff09\u5c11\u65bc\u7533\u8acb\u4eba\u5176\u5bb6\u5ead\u6536\u5165\u7684\u4e94\u6210<\/li>\n<li>\u7b2c\u4e8c\u968e\u6bb5\uff1a\u5047\u8a2d\u5728\u73fe\u6c34\u5e73\u6309\u606f\u4e0a\u5347\u5169\u5398\u5f8c\uff0c\u300c\u4f9b\u6b3e\u4f54\u5165\u606f\u6bd4\u7387\u300d\u540c\u6a23\u5c11\u65bc\u7533\u8acb\u4eba\u5176\u5bb6\u5ead\u6536\u5165\u7684\u516d\u6210<\/li>\n<\/ol>\n<p>\u4ee5\u4e0b\u70ba\u8a08\u7b97\u58d3\u529b\u6e2c\u8a66\u7684\u4f8b\u5b50\uff1a<\/p>\n<p>\u5047\u5982\u73fe\u5728\u6709\u4e00\u500b$500\u842c\u7684\u55ae\u4f4d\uff0c\u6309\u63ed7\u6210\uff0c\u5373\u8cb8\u6b3e\u984d\u70ba350\u842c\u3002\u4ee5\u606f\u53e34.125\u5398\uff0c\u6a13\u6309\u6524\u520630\u5e74\u4f86\u8a08\u7b97\uff0c\u6bcf\u6708\u4f9b\u6b3e\u984d\u70ba$16,963\u3002\u8981\u901a\u904e\u58d3\u529b\u6e2c\u8a66\uff0c\u5247\u9700\u8981\u5728\u73fe\u6c34\u5e73\u606f\u53e3\u4e0a\u8abf\u5169\u5398\uff0c\u6708\u4f9b\u8b8a\u70ba$21,266\uff0c\u300c\u4f9b\u6b3e\u4f54\u5165\u606f\u6bd4\u7387\u300d\u8981\u5c11\u65bc\u516d\u6210\u7684\u8a71\uff0c\u5bb6\u5ead\u6708\u5165\u81f3\u5c11\u9700\u8981\u6709$35,444.\u624d\u80fd\u901a\u904e\u58d3\u529b\u6e2c\u8a66\u3002<\/p>\n<table width=\"60%\">\n<tbody>\n<tr>\n<td width=\"40%\"><strong>\u8cb8\u6b3e\u984d<\/strong><\/td>\n<td width=\"60%\">350\u842c\u5143<\/td>\n<\/tr>\n<tr>\n<td width=\"40%\"><strong>\u6309\u63ed\u606f\u7387<\/strong><\/td>\n<td width=\"60%\">4.125\u5398<\/td>\n<\/tr>\n<tr>\n<td width=\"40%\"><strong>\u6309\u63ed\u5e74\u671f<\/strong><\/td>\n<td width=\"60%\">30\u5e74<\/td>\n<\/tr>\n<tr>\n<td width=\"40%\"><strong>\u6bcf\u6708\u4f9b\u6b3e<\/strong><\/td>\n<td width=\"60%\">$16,963<\/td>\n<\/tr>\n<tr>\n<td width=\"40%\"><strong>\u58d3\u529b\u6e2c\u8a66\u4e0b\u4f9b\u6b3e<\/strong><\/td>\n<td width=\"60%\">$21,266<\/td>\n<\/tr>\n<tr>\n<td width=\"40%\"><strong>\u58d3\u529b\u6e2c\u8a66\u7684\u5165\u606f\u8981\u6c42<\/strong><\/td>\n<td width=\"60%\">$35,444<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2 style=\"font-size: 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